Investment & Session Options

Therapy is an investment in your long-term well-being. I offer in-person therapy in Carlsbad, with flexible session options to match your goals and schedule.

I offer two session formats: weekly 50-minute sessions, or every-other-week 100-minute sessions. Most of my clients choose the 100-minute format. It allows us to go deeper, cover more ground, and the work tends to feel more focused.

What's your availability?

I offer in-person sessions on weekdays at my Carlsbad office, with a mix of daytime and afternoon/evening options.

During your free 15-minute consultation, I'll share current availability and help you find a schedule and session format that supports your goals. Or if we can't make it work, I have a trusted referral list to ensure you find the best match.

How does payment work?

Payment is processed automatically after each session using a debit, credit, or HSA/FSA card. A card is kept securely on file through my encrypted client portal, and most charges are processed the evening of your appointment.

You're welcome to use a Health Savings Account (HSA) or Flexible Spending Account (FSA). Many clients also take advantage of out-of-network insurance benefits for potential reimbursement (see above for details).

I require at least 48 hours' notice to cancel or reschedule a session. Late cancellations or missed appointments will be charged the full session fee. If a cancellation fee is collected, it may be applied toward a one-time session before your next scheduled appointment, subject to availability. Clients can use the client portal to check available one-time openings.

How long will we work together?

There's no set timeline, how long we work together depends on your goals, what you're carrying, and the kind of support you have outside therapy. Some clients come in with a clear focus and start to feel better within a handful of sessions. Others stay longer to unpack deeper patterns, navigate transitions, or process trauma at their own pace. We'll check in often and adjust as we go. Therapy moves at your pace, not a preset plan.

Will my insurance cover therapy?

I'm considered an out-of-network provider, which means I'm not in-network with insurance, but many clients are able to receive partial reimbursement through their PPO plan.

If you have out-of-network benefits, you'll pay the session fee at the time of service, and I'll provide a Superbill (a detailed receipt) that you can submit to your insurance. I also partner with a free platform called Thrizer, which can submit superbills directly to your insurance company to help streamline the process.

To check your coverage, call the number on the back of your insurance card and ask:

Many of my clients with Blue Cross Blue Shield PPO and Cigna PPO have had success getting reimbursed.

Check Your Out-of-Network Benefits

Not sure if your insurance covers out-of-network therapy? Use the tool below to check your benefits in minutes. It can help you understand what your plan may reimburse for our sessions.

What is a Good Faith Estimate?

Under federal law, you have the right to receive a Good Faith Estimate outlining the expected costs of your care if you're not using insurance or don't have insurance coverage. This estimate provides a clear breakdown of anticipated costs for non-emergency services, including therapy sessions.

If it's not included with your intake paperwork, feel free to ask, I'm happy to make it easy to access. You can also request an updated estimate at any time. If you receive a bill that's $400 or more above your Good Faith Estimate, you have the right to dispute the charge. I recommend keeping a copy of your estimate for your records.

For more information about your rights under the No Surprises Act, visit www.cms.gov/nosurprises.